CAM API

put

https://uat-apiorigin.arthmate.com/api/cams-details/{loan_app_id}

Note: USE PRODUCT TOKEN FOR THIS API.

Path Params

loan_app_id

string

required

Defaults to application-1111111111

loan app id

Body Params

gross_profit

float

Defaults to 10000

Gross profit

pbt

float

Defaults to 40.2

PBT

total_revenue

float

Defaults to 100000

Total Revenue

non_operating_income

float

Defaults to 5000

Non operating income

depreciation

float

Defaults to 100

Depreciation

interest_expense

float

Defaults to 580.8

Interest expense

pat

float

Defaults to 10.2

PAT

equity

double

Defaults to 50

Equity/Capital

reserve_and_surplus

double

Defaults to 5

Reserve and surplus

secured_loans

int32

Defaults to 2

Secured Loans

unsecured_loans

int32

Defaults to 2

Unsecured Loans

cc_od_limit

int32

Defaults to 10000

CC OD Limit

short_term_liabilities

int32

Defaults to 10

Short Term Liabilities

long_term_liabilities

int32

Defaults to 5

Long Term Liabilities

intangible_assets

double

Defaults to 2

Intangiable Assets

debtors

double

Defaults to 2

Debtors

creditors

double

Defaults to 2

Creditors

stock

double

Defaults to 5

Stock

current_assets

double

Defaults to 5

Current Assets

inventory

double

Defaults to 5

Inventory

prepaid_expenses

double

Defaults to 500

Prepaid Expenses

current_liabilities

double

Defaults to 5

Current Liabilities

total_expenses

double

Defaults to 500

Total Expenses

opening_stock

int32

Defaults to 50

Opening Stock

purchases

double

Defaults to 5

Purchases

working_capital

double

Defaults to 5

Working Capital

total_assets

double

Defaults to 5

Total Assets

retained_earnings

double

Defaults to 5

Retained Earnings

total_liabilities

double

Defaults to 5

Total Liabilities

total_debit_l6m

int32

Defaults to 20

Total Debit (Last 6 months)

total_debit_l3m

int32

Defaults to 10

Total Debit (Last 3 months)

total_credit_l6m

int32

Defaults to 6

Total Credit (Last 6 months)

total_credit_l3m

int32

Defaults to 3

Total Credit (Last 3 months)

mnthly_avg_bal_l6m

int32

Defaults to 5100

Monthly average Balance (Last 6 months)

mnthly_avg_bal_l3m

int32

Defaults to 6500

Monthly average Balance (Last 3 months)

latest_bal

int32

Defaults to 75000

Latest Balance

outward_chq_bounce_l6m

int32

Defaults to 6

Outward cheque bounce (Last 6 months)

outward_chq_bounce_l3m

int32

Defaults to 3

Outward cheque bounce (Last 3 months)

inward_chq_bounce_due_to_insuff_fnds_l6m

int32

Defaults to 5

Inward cheque bounce due to insufficient funds (Last 6 months)

inward_chq_bounce_due_to_insuff_fnds_l3m

int32

Defaults to 5

Inward cheque bounce due to insufficient funds (Last 3 months)

total_ecs_bounce_l6m

int32

Defaults to 5

Total ECS bounce (Last 6 months)

total_ecs_bounce_l3m

int32

Defaults to 5

Total ECS bounce (Last 3 months)

cnt_of_txn_decl_due_to_insuff_funds _l6m

int32

Defaults to 5

Count of transaction declined due to insufficient funds (Last 6 months)

cnt_of_txn_decl_due_to_insuff_funds_l3m

int32

Defaults to 5

Count of transaction declined due to insufficient funds (Last 3 months)

time_snce_lst_bounce

int32

Defaults to 5

Time since last bounce

ttl_amt_of_cash_withdrawls_l6m

int32

Defaults to 50

Total amount of ATM transaction last 6 months

ttl_amt_of_atm_txn_l6m

int32

Defaults to 5000

Total amount of ATM transaction last 6 months

ttl_cnt_of_atm_txn_l6m

int32

Defaults to 20

Total count of Atm transaction last 6 months

ttl_amt_of_pos_txn_l6m

int32

Defaults to 20

Total amount of POS transaction last 6 months

ttl_amt_of_cash_dep_l6m

int32

Defaults to 50

Total amount of cash deposit last 6 months

ttl_annual_oblig

int32

Defaults to 20

Total annual obligations

30_dpd_l3m

int32

Defaults to 20

30 DPD default last 3 months

60_dpd_l6m

int32

Defaults to 20

60 DPD defaults last 6 months

90_dpd_l12m

int32

Defaults to 20

90 DPD defaults last 12 months

writeoff_settlement_l24m

int32

Defaults to 20

Writeoff/Settlement in last 24 months

crrnt_cmr_score

int32

Defaults to 20

Current CMR score

ttl_gst_turnover_l6m

double

Defaults to 20

Total GST turnover (Last 6 months)

ttl_gst_turnover_l3m

double

Defaults to 20

Total GST turnover (Last 3 months)

lst_mnth_gst_turnover

double

Defaults to 20

Last month GST turnover

ttl_gst_paid_l6m

int32

Defaults to 20

Total GST Paid (Last 6 months)

ttl_gst_paid_l3m

int32

Defaults to 20

Total GST Paid (Last 3 months)

lst_mnth_gst_paid

int32

Defaults to 20

Last month GST Paid

null_gst_filing_l6m

int32

Defaults to 20

Null GST filing (Last 6 months)

one_shot_gst_filing_l6m

int32

Defaults to 20

One shot GST filing (Last 6 months)

cnt_of_gst_filing_missed_l6m

int32

Defaults to 20

Count of GST filing missed (Last 6 months)

cnt_of_gst_filing_missed_l3m

int32

Defaults to 20

Count of GST filing missed (Last 3 months)

ttl_itr_income_last_year

int32

Defaults to 20

Total ITR Income (last year)

ttl_itr_income_last_year_minus_one

int32

Defaults to 20

Total ITR Income (last year-1)

total_itr_tax_last_year

int32

Defaults to 20

Total ITR Tax (last year)

total_itr_tax_last_year_minus_one

int32

Defaults to 20

Total ITR Tax (last year-1)

itr_filing_missed_l2y

int32

Defaults to 20

ITR Filing missed (Last 2 years)

advance_tax_paid_last_year

int32

Defaults to 20

Advance tax paid (last year)

ttl_itr_expense_last_year

int32

Defaults to 20

Total ITR Expense (last year)

ttl_itr_expense_last_year_minus_one

int32

Defaults to 20

Total ITR Expense (last year-1)

avg_banking_turnover_6_months

float

Defaults to 10000

Average Banking Turnover 6 Months

number_of_deposit_txn

int32

Defaults to 20

Number of deposit txn (Last 6 months)

number_of_withdrawal_txn

int32

Defaults to 15

Number of withdrawal txn (Last 6 months)

abb

float

Defaults to 10

ABB last month

abb_1

float

Defaults to 10

ABB last month-1

abb_2

float

Defaults to 10

ABB last month-2

business_type

string

enum

Defaults to Partnerships

Business type

Allowed:

business_vintage_overall

float

Defaults to 10

Business vintage (in months)

no_of_customers

int32

Defaults to 100

No of customers

program_type

string

enum

Defaults to Banking

Program type

Allowed:

applied_amount

float

Defaults to 1000

Applied amount

loan_int_rate

float

Defaults to 3.1

interest rate

vintage_months_partner_platform

int32

Defaults to 10

relationship with anchor (in months)

residence_vintage

int32

Defaults to 12

Residence vintage (in months)

negative_area_check

int32

Defaults to 5

negative area check

funding

float

Defaults to 200000

funding

ltv

float

Defaults to 150000

loan to value

bureau_type

string

enum

Defaults to CIBIL

Bureau Type

Allowed:

bureau_score

int32

Defaults to 750

Bureau Score

customer_type_ntc

string

enum

Defaults to Yes

customer_type_ntc

Allowed:

bounces_in_three_month

int32

Defaults to 2

Bounces in three month

bounces_in_six_month

int32

Defaults to 4

Bounces in six month

max_dpd_last_6_months

int32

Defaults to 60

Max DPD in last 6 months

max_dpd_last_3_months

int32

Defaults to 30

Max dpd_in_last_3_months

max_dpd_last_12_months

int32

Defaults to 120

Max dpd in last 12 months

max_overdue_amount

float

Defaults to 50000

Max overdue amount

enquiries_bureau_30_days

int32

Defaults to 5

Bureau enquiries last 30 days

count_overdue_last_90_days

int32

Defaults to 10

count of overdues last 90 days

count_emi_bounce_90_days

int32

Defaults to 15

count of EMI bounce last 90 days

foir

float

Defaults to 5

FOIR

emi_obligation

float

Defaults to 10

New EMI obligation

business_expenses_6_months

float

Defaults to 10

Business Expenses 6 Months

cash_runway

float

Defaults to 10

Cash runway

annual_recurring_revenue

float

Defaults to 299999

annual recurring revenue

recurring_revenue_growth

float

Defaults to 199999

Recurring revenue growth

avg_monthly_recurring_revenue

float

Defaults to 150000

Avg monthly recurring revenue

avg_monthly_revenue

float

Defaults to 100000

average monthly revenue (FSA)

annual_recurring_revenue_rate

float

Defaults to 100

annual recurring revenue growth rate

avg_monthly_gst_turnover

float

Defaults to 50000

Avg monthly GST turnover

avg_gst_turnover_l3m

float

Defaults to 75000

average GST turnover (last 3 months)

monthly_business_income

float

Defaults to 100000

monthly business income (as per latest ITR)

current_od_cc_limit

float

Defaults to 105000

Current OD/CC limit

dbt_lss_sma_flag

int32

Defaults to 10

DBT/LSS/SMA flag

gtv_latest_month

float

Defaults to 50

GTV Latest month

gtv_latest_month_1

float

Defaults to 45

GTV Latest month -1

gtv_latest_month_2

float

Defaults to 40

GTV Latest month -2

gtv_latest_month_3

float

Defaults to 35

GTV Latest month -3

gtv_latest_month_4

float

Defaults to 30

GTV Latest month -4

gtv_latest_month_5

float

Defaults to 25

GTV Latest month -5

average_monthly_gtv

float

Defaults to 100

Average monthly GTV

dependency_on_anchor

float

Defaults to 50

Dependency on anchor

bill_type

string

Defaults to sample_value

Bill type

no_of_months_gtv_data

int32

Defaults to 10

No of months GTV data available

partner_score

float

Defaults to 750

Partner score

current_overdue_amount

float

Defaults to 45000

Current overdue amount

creditor_days_cycle

int32

Defaults to 45

Creditor Days Cycle

entity_name

string

Defaults to ABC corporation

Entity Name

loan_amount_requested

float

Defaults to 20000

Proposed loan amount

days_difference

int32

Defaults to 10

Days Difference

latest_date_of_arn

date

Defaults to 2023-09-25

Latest Date of ARN

gst_turnover_m0

float

Defaults to 20.5

GST Turnover M0

gst_turnover_m1

float

Defaults to 20

GST Turnover M1

gst_turnover_m2

float

Defaults to 20

GST Turnover M2

gst_turnover_m3

float

Defaults to 25

GST Turnover M3

gst_turnover_m4

float

Defaults to 25.5

GST Turnover M4

gst_turnover_m5

float

Defaults to 30

GST Turnover M5

gst_turnover_m6

float

Defaults to 35

GST Turnover M6

gst_turnover_m7

float

Defaults to 36

GST Turnover M7

gst_turnover_m8

float

Defaults to 36.5

GST Turnover M8

gst_turnover_m9

float

Defaults to 37.5

GST Turnover M9

gst_turnover_m10

float

Defaults to 38.5

GST Turnover M10

gst_turnover_m11

float

Defaults to 30.5

GST Turnover M11

gst_turnover_m12

float

Defaults to 35.5

GST Turnover M12

gst_business_name

string

Defaults to XYZ ltd.

GST Business Name

latest_gst_period

string

Defaults to January

Latest GST Period

Responses

Note: USE PRODUCT TOKEN FOR THIS API.

200200

400400