CIBIL API - Reference Codes

Annexure I - Gender Code

Gender CodeGender
1FEMALE
2MALE
3TRANSGENDER

Annexure II - Address Category Code

Address Category CodeAddress Category
01Permanent Address
02Residence Address
03Office Address
04Not Categorized

Annexure III - ID type Code

ID type CodeID type
01Income Tax ID Number (PAN)
02Passport Number
03Voter ID Number
04Driver’s License Number
05Ration Card Number
06Universal ID Number (UID)

Annexure IV - Telephone Type Code

Telephone Type CodeTelephone Type
00Not Classified
01Mobile Phone
02Home Phone
03Office Phone

Annexure V - State Codes

State CodeStateFirst two-digit PIN prefix (Min)First two-digit PIN prefix (Max)
01Jammu & Kashmir1819
02Himachal Pradesh1717
03Punjab1416
04Chandigarh1416
05Uttaranchal2426
06Haryana1213
07Delhi1111
08Rajasthan3034
09Uttar Pradesh2028
10Bihar8085
11Sikkim7373
12Arunachal Pradesh7879
13Nagaland7979
14Manipur7979
15Mizoram7979
16Tripura7279
17Meghalaya7979
18Assam7879
19West Bengal7074
20Jharkhand8183
21Orissa7577
22Chhattisgarh4649
23Madhya Pradesh4548
24Gujarat3639
25Daman & Diu3639
26Dadra & Nagar Haveli & Daman & Diu3639
27Maharashtra4044
28Andhra Pradesh5056
29Karnataka5359
30Goa4040
31Lakshadweep6768
32Kerala6769
33Tamil Nadu5366
34Pondicherry5367
35Andaman & Nicobar Islands7474
36Telangana5056
99APO Address9099

Annexure VI - Account Type and Enquiry Purpose

ValueUseAccount Type
01CurrentAuto Loan (Personal)
02CurrentHousing Loan
03CurrentProperty Loan
04CurrentLoan Against Shares/Securities
05CurrentPersonal Loan
06CurrentConsumer Loan
07CurrentGold Loan
08CurrentEducation Loan
09CurrentLoan to Professional
10CurrentCredit Card
11CurrentLeasing
12CurrentOverdraft
13CurrentTwo-wheeler Loan
14CurrentNon-Funded Credit Facility (Acronym - NFCF)
15CurrentLoan Against Bank Deposits (Acronym - LABD)
16CurrentFleet Card
17CurrentCommercial Vehicle Loan
18FutureTelco – Wireless
19FutureTelco – Broadband
20FutureTelco – Landline
21CurrentSeller Financing
22CurrentSeller Financing Soft (Applicable to Enquiry Purpose only)
23CurrentGECL Loan Secured
24CurrentGECL Loan Unsecured
31CurrentSecured Credit Card
32CurrentUsed Car Loan
33CurrentConstruction Equipment Loan
34CurrentTractor Loan
35CurrentCorporate Credit Card
36CurrentKisan Credit Card
37CurrentLoan on Credit Card
38CurrentPrime Minister Jaan Dhan Yojana – Overdraft
39CurrentMudra Loans – Shishu / Kishor / Tarun
40CurrentMicrofinance – Business Loan
41CurrentMicrofinance – Personal Loan
42CurrentMicrofinance – Housing Loan
43CurrentMicrofinance – Other
44CurrentPradhan Mantri Awas Yojana - Credit Link Subsidy Scheme MAY CLSS
45CurrentP2P Personal Loan
46CurrentP2P Auto Loan
47CurrentP2P Education Loan
50CurrentBusiness Loan – Secured
51CurrentBusiness Loan – General
52CurrentBusiness Loan – Priority Sector – Small Business (Acronym - BLPS-SB)
53CurrentBusiness Loan – Priority Sector – Agriculture (Acronym - BLPS-AGR)
54CurrentBusiness Loan – Priority Sector – Others (Acronym - BLPS-OTH)
55CurrentBusiness Non-Funded Credit Facility – General (Acronym - BNFCF-GEN)
56CurrentBusiness Non-Funded Credit Facility – Priority Sector – Small Business (Acronym - BNFCF-PS-SB)
57CurrentBusiness Non-Funded Credit Facility – Priority Sector – Agriculture (Acronym - BNFCF-PS-AGR)
58CurrentBusiness Non-Funded Credit Facility – Priority Sector-Others (Acronym - BNFCF-PS-OTH)
59CurrentBusiness Loan Against Bank Deposits (Acronym - BLABD)
61CurrentBusiness Loan – Unsecured
64CurrentInsurance (Acronym - INSURANCE)
80FutureMicrofinance Detailed Report (Applicable to Enquiry Purpose only)
81FutureSummary Report (Applicable to Enquiry Purpose only)
88CurrentLocate Plus for Insurance (Applicable to Enquiry Purpose only)
90CurrentAccount Review (Applicable to Enquiry Purpose only)
91CurrentRetro Enquiry (Applicable to Enquiry Purpose only)
92CurrentLocate Plus (Applicable to Enquiry Purpose only)
97CurrentAdviser Liability (Applicable to Enquiry Purpose only)
00CurrentOther
98CurrentSecured (Account Group for Portfolio Review response)
99CurrentUnsecured (Account Group for Portfolio Review response)

Annexure VII - Residence Code

Residence CodeResidence
01Owned
02Rented